  {"id":8,"date":"2026-08-27T10:29:34","date_gmt":"2026-08-27T15:29:34","guid":{"rendered":"https:\/\/www.ntcmn.edu\/offices\/human-resources\/?page_id=8"},"modified":"2026-09-03T15:37:34","modified_gmt":"2026-09-03T20:37:34","slug":"health-and-insurance-benefits","status":"publish","type":"page","link":"https:\/\/www.ntcmn.edu\/offices\/human-resources\/benefits\/health-and-insurance-benefits\/","title":{"rendered":"Health and Insurance Benefits"},"content":{"rendered":"<h2 class=\"wp-block-heading\">Medical, Dental and Pharmacy Benefits<\/h2>\n\n\n\n<p>91桃色视频 offers a Group Insurance Program that includes health, dental, life and disability coverage.<\/p>\n\n\n\n<p>For complete and up-to-date insurance information,&nbsp;<a href=\"http:\/\/mn.gov\/mmb\/segip\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">visit SEGIP<i title=\"External link\" class=\"bsu-icon bsu-icon-external-link small ms-1\"><\/i><\/a>&nbsp;or call SEGIP (State Employee Group Insurance Program) at (651) 355-0100. Benefits specialists there are ready to assist you.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Vision Benefits<\/h2>\n\n\n\n<p>The Blue Cross Vision plan, partnered with Davis Vision, is optional and designed to supplement your family&rsquo;s medical coverage.<\/p>\n\n\n\n<p>The Blue Cross Vision plan is available to benefits-eligible employees, whether you&rsquo;re enrolled in the state&rsquo;s MN Advantage Health Plan or are covered elsewhere.<\/p>\n\n\n\n<p>MN Advantage Health Plan members may select the Blue Cross Vision plan no matter which plan administrator you are enrolled in for your medical coverage including, BlueCross BlueShield, HealthPartners and PreferredOne.<\/p>\n\n\n\n<p>While our medical plan covers your eye exam, the Blue Cross Vision plan helps cover the costs of eyeglasses or contact lenses and offers discounts on LASIK and more. The vision plan uses the Davis Vision network of retailers and independent provider offices.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/mn.gov\/mmb\/segip\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Vision Plan Summary<i title=\"External link\" class=\"bsu-icon bsu-icon-external-link small ms-1\"><\/i><\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.bluecrossmn.com\/hosted\/vision-network\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Vision Plan Provider Finder<i title=\"External link\" class=\"bsu-icon bsu-icon-external-link small ms-1\"><\/i><\/a><\/li>\n\n\n\n<li>Blue Cross Vision Contact Resources\n<ul class=\"wp-block-list\">\n<li>Website:<a href=\"https:\/\/www.bluecrossmn.com\/segip-vision\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">&nbsp;Blue Cross Vision<i title=\"External link\" class=\"bsu-icon bsu-icon-external-link small ms-1\"><\/i><\/a><\/li>\n\n\n\n<li>Member Services: 1-888-921-1192<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Life and Disability Insurance<\/h2>\n\n\n\n<p>The State of Minnesota offers life and disability insurance programs benefits to eligible employees and their eligible family members.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Life Insurance<\/h3>\n\n\n\n<p>As a State of Minnesota employee, you enjoy an excellent package of basic benefits, including life insurance. You also have the option to go beyond the basics to build a stronger, more comprehensive financial protection program for yourself and your family. The voluntary, supplemental option allows you to choose the amount of insurance that fits your personal and financial situation.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/mn.gov\/mmb\/segip\/benefits\/life-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Life Insurance Plan Options<i title=\"External link\" class=\"bsu-icon bsu-icon-external-link small ms-1\"><\/i><\/a>\n<ul class=\"wp-block-list\">\n<li>Basic life<\/li>\n\n\n\n<li>Supplemental life<\/li>\n\n\n\n<li>Spouse life<\/li>\n\n\n\n<li>Child life<\/li>\n\n\n\n<li>Accidental death and dismemberment<\/li>\n\n\n\n<li>Accidental death and dismemberment for spouse<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><a href=\"https:\/\/mn.gov\/mmb\/segip\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Life Insurance Plan Summary<i title=\"External link\" class=\"bsu-icon bsu-icon-external-link small ms-1\"><\/i><\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/web1.lifebenefits.com\/content\/lifebenefits\/stateofmn\/en\/act-now\/designating-a-beneficiary.html\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Designate or Change Your Life Insurance Beneficiary<i title=\"External link\" class=\"bsu-icon bsu-icon-external-link small ms-1\"><\/i><\/a><\/li>\n<\/ul>\n\n\n\n<p>Carrier:&nbsp;<a href=\"http:\/\/www.ochsinc.com\/stmn\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Securian<i title=\"External link\" class=\"bsu-icon bsu-icon-external-link small ms-1\"><\/i><\/a>, underwritten by Minnesota Life Insurance Company, Phone: (800) 392-7295<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Disability Insurance<\/h3>\n\n\n\n<p>Short-term disability insurance provides you with income when a non-work related injury, illness or pregnancy results in your total disability. Benefits will begin on the first day of a disability due to an accident or on the eighth day of a disability due to illness or pregnancy. Benefits will not be paid for any day you are not under the care of a physician. Benefits will not continue for more than 180 days for any one period of total disability. Long-term disability (LTD) insurance provides you with income when an injury or illness results in your disability beyond 180 days. Benefits will begin on the 181st day of a total disability due to an injury, illness or pregnancy and are payable until your normal retirement age, as stated in the 1983 Social Security amendment, which is determined by your date of birth.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/mn.gov\/mmb\/segip\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Short Term Disability (STD) Benefits<i title=\"External link\" class=\"bsu-icon bsu-icon-external-link small ms-1\"><\/i><\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/mn.gov\/mmb\/segip\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Short Term Disability Rates<i title=\"External link\" class=\"bsu-icon bsu-icon-external-link small ms-1\"><\/i><\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/mn.gov\/mmb\/segip\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Long Term Disability (LTD) Benefits<i title=\"External link\" class=\"bsu-icon bsu-icon-external-link small ms-1\"><\/i><\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/mn.gov\/mmb\/segip\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Long Term Disability Rates<i title=\"External link\" class=\"bsu-icon bsu-icon-external-link small ms-1\"><\/i><\/a><\/li>\n<\/ul>\n\n\n\n<p><a href=\"https:\/\/mn.gov\/mmb\/segip\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Employee Claim Process<i title=\"External link\" class=\"bsu-icon bsu-icon-external-link small ms-1\"><\/i><\/a><\/p>\n\n\n\n<p>Carrier:&nbsp;<a href=\"https:\/\/www.thehartford.com\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">The Hartford<i title=\"External link\" class=\"bsu-icon bsu-icon-external-link small ms-1\"><\/i><\/a>, Phone: (800) 752-9713<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Pre-Tax Benefits<\/h2>\n\n\n\n<p>Pre-tax benefits, also known as Flexible Spending Accounts (FSAs), allow an employee to pay for certain expenses with money that is deducted from pay before it is taxed. This allows a substantial tax savings by paying your health and dental plan premiums, eligible dependent care, medical, dental and transportation expenses with pre-tax dollars. BRi is the administrator for the state&rsquo;s pre-tax benefits.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/mn.gov\/mmb\/segip\/benefits\/pre-tax-benefits\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Health and Dental Premium Expense Account (HDPA)<i title=\"External link\" class=\"bsu-icon bsu-icon-external-link small ms-1\"><\/i><\/a>: As an employee on payroll, the Health and Dental Premium Account (HDPA) allows you to pay your share of MN Advantage Health Plan and State Dental Plan or State of Minnesota HealthPartners Dental Plan premiums for yourself and your qualified dependents with pre-tax dollars.<\/li>\n\n\n\n<li><a href=\"https:\/\/mn.gov\/mmb\/segip\/benefits\/pre-tax-benefits\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Dependent Care Expense Account (DCEA)<i title=\"External link\" class=\"bsu-icon bsu-icon-external-link small ms-1\"><\/i><\/a>: This allows the employee to pay for certain dependent care expenses, such as child care, with pre-tax dollars.<\/li>\n\n\n\n<li><a href=\"https:\/\/mn.gov\/mmb\/segip\/benefits\/pre-tax-benefits\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Medical\/Dental Expense Account (MDEA)<i title=\"External link\" class=\"bsu-icon bsu-icon-external-link small ms-1\"><\/i><\/a>: This allows the employee to pay for certain unreimbursed medical and dental expenses with pre-tax dollars.<\/li>\n\n\n\n<li><a href=\"https:\/\/mn.gov\/mmb\/segip\/benefits\/pre-tax-benefits\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Transit Expense Account (TEA)<i title=\"External link\" class=\"bsu-icon bsu-icon-external-link small ms-1\"><\/i><\/a>: The plan allows the employee to pay for qualified transportation expenses with money that is sheltered pre-tax.<\/li>\n\n\n\n<li><a href=\"https:\/\/mn.gov\/mmb\/segip\/benefits\/pre-tax-benefits\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Health Reimbursement Arrangement (HRA)<i title=\"External link\" class=\"bsu-icon bsu-icon-external-link small ms-1\"><\/i><\/a>: The Health Reimbursement Arrangement (HRA) allows an employee to be reimbursed for medical, dental and vision expenses that are not paid by insurance.<\/li>\n\n\n\n<li><a href=\"https:\/\/www.msrs.state.mn.us\/about-hcsp\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Health Care Savings Plan (HCSP)<i title=\"External link\" class=\"bsu-icon bsu-icon-external-link small ms-1\"><\/i><\/a>\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.121benefits.com\/client-landing\/state-of-minnesota\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Reimbursement Forms<i title=\"External link\" class=\"bsu-icon bsu-icon-external-link small ms-1\"><\/i><\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.youtube.com\/watch?utm_medium=email&amp;utm_source=govdelivery&amp;v=nJEdFclVcRQ&amp;feature=youtu.be\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">91桃色视频 your HCSP Video<i title=\"External link\" class=\"bsu-icon bsu-icon-external-link small ms-1\"><\/i><\/a><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p>Carrier:&nbsp;<a href=\"https:\/\/www.benefitresource.com\/state-of-minnesota\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">BRi<i title=\"External link\" class=\"bsu-icon bsu-icon-external-link small ms-1\"><\/i><\/a>, Phone: (612) 877-4321, Toll-free: (800) 300-1672<\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Medical, Dental and Pharmacy Benefits 91桃色视频 offers a Group Insurance Program that includes health, dental, life and disability coverage. For complete and up-to-date insurance information,&nbsp;visit SEGIP&nbsp;or call SEGIP (State Employee Group Insurance Program) at (651) 355-0100. Benefits specialists there are ready to assist you. Vision Benefits The Blue Cross Vision plan, partnered with Davis Vision, [&hellip;]<\/p>\n","protected":false},"author":140,"featured_media":0,"parent":4,"menu_order":1,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"bsu_hero":"","bsu_hero_on_children":false,"bsu_hero_height":"600","bsu_hero_video":"","bsu_hero_focal_point":"","bsu_hero_media":"","bsu_hero_display":"random","bsu_hero_slider_interval":5,"bsu_hide_from_navigation":false,"bsu_redirect_enabled":false,"bsu_redirect_url":"","bsu_redirect_target":false,"bsu_require_auth":false,"bsu_require_auth_usertypes":"","_bsu_seo_title":"","_bsu_seo_description":"","_bsu_robots_noindex":false,"_bsu_sitemap_priority":"","_bsu_og_title":"","_bsu_og_description":"","_bsu_og_use_hero":false,"_bsu_og_image":"","footnotes":""},"class_list":["post-8","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.ntcmn.edu\/offices\/human-resources\/wp-json\/wp\/v2\/pages\/8","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ntcmn.edu\/offices\/human-resources\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.ntcmn.edu\/offices\/human-resources\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.ntcmn.edu\/offices\/human-resources\/wp-json\/wp\/v2\/users\/140"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ntcmn.edu\/offices\/human-resources\/wp-json\/wp\/v2\/comments?post=8"}],"version-history":[{"count":2,"href":"https:\/\/www.ntcmn.edu\/offices\/human-resources\/wp-json\/wp\/v2\/pages\/8\/revisions"}],"predecessor-version":[{"id":53,"href":"https:\/\/www.ntcmn.edu\/offices\/human-resources\/wp-json\/wp\/v2\/pages\/8\/revisions\/53"}],"up":[{"embeddable":true,"href":"https:\/\/www.ntcmn.edu\/offices\/human-resources\/wp-json\/wp\/v2\/pages\/4"}],"wp:attachment":[{"href":"https:\/\/www.ntcmn.edu\/offices\/human-resources\/wp-json\/wp\/v2\/media?parent=8"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}